Title Loans Online in Dubois, ID


Do you find yourself in a financial jam that you can't figure out how to get out of? It's not uncommon for expenses to pop up from time to time and throw you off your financial course. Thankfully, when these times occur you can rely on a quality vehicle title loan to help fill in the financial gap.

Can I Get Title Loans In Dubois, ID?

Title loans in Dubois, ID can be obtained by any adult who has equity in a vehicle. The loan is awarded based on the value of the vehicle that you own. You must ensure that your vehicle has a clear title or that you have some equity in a title with a lien on it before applying for Idaho Falls title loans.

How Do You Get Title Loans in Dubois, ID?

Title loans in Dubois, ID are fairly simple to obtain. You'll need to provide information to White Pine Title Loans and we'll provide you with funding. By following the few simple steps outlined below you'll be on your way to getting the money you need.

  1. Fill out our online application form. This is easy to do and will only take you a few minutes. You'll be asked for your vehicle information, so we can determine the value of your car. You'll also be asked to supply your personal information so that we can get in contact with you to discuss your loan further.
  2. You'll get a call from one of our representatives here at White Pines Title Loans to further discuss your loan options. We'll present the details so that you understand the loan terms and funding amounts. This is where we'll be able to answer any questions you have about title loans in Dubois, ID.
  3. You'll need to come to visit us at one of our Idaho locations. Be sure to bring your car, title, driver's license, and proof of income. Once you arrive, we'll give your vehicle an inspection to verify we have the right value.
  4. Sign on the dotted line and receive your loan proceeds. We'll hang onto your title until you pay the loan back in full. You can still drive your vehicle to work, the store, or anywhere else you use it. We're simply holding onto your vehicle title as collateral for the loan that you take out. We'll return your title to you once the loan is satisfactorily paid in full.

Understanding A Clear Title Vs. A Title With A Lien On It

If you're not overly familiar with vehicle titles, it's a good thing to start with the financial aspect of liens. Liens are placed on a vehicle title when the vehicle equity is being used as collateral for a loan. The most common example of this process is when you take out an auto loan. The auto loan lender will place a lien on the vehicle title. This gives them ownership of the vehicle in the event that you don't repay the loan. That means the vehicle could be repossessed in the event that you don't fulfill your loan obligations.

A clear title, on the other hand, is a title that doesn't have any lien on it. This is most common when purchasing a vehicle outright or after paying back the auto loan lender in full. A lien-free, or clear title, simply means that you own 100 percent equity in the vehicle. This is the type of title that will reward you with the highest amount of loan possible for your vehicle when applying for title loans in Dubois, ID.