Title Loans Online in Rexburg, ID


A title loan allows you to get cash from a lender in exchange for your car title loan. The process of getting title loans in Rexburg is fairly straightforward. You will need to submit an application. The lender will determine the value of your vehicle and offer you a loan based on how much your car is worth. You will get the title of your car back after you pay off your loan.

In order to get a title loan, you should have a clear title. This means that your title is lien-free. You should also have a proof of income. You do not need to have a job, so you will likely be approved as long as you have a reliable source of income.

Applying for Title Loans in Rexburg

It is easy to apply for online car title loans Idaho Falls. You can apply without even leaving your home. You can fill out the application on our website. One of our customer service representatives will get in touch with you after you complete your application. You will get your cash after you have been approved.

Idaho's Title Loan Laws

You have to be at least 18 years-old to get one of the title loans in Rexburg. You also have to get a title loan from a licensed lender. The maximum term length is 30 days, but you do have the option of renewing if you are unable to make the payment within 30 days.

There is no cap on the interest that can be charged. A lender is free to set the interest rate as high as they want. However, they are required to let people know all of the details about the loan. They are also required to inform people that these loans are intended to solve short-term financial problems.

If a person falls behind on their payments, then the lender is required to send out a Notice to Cure Default letter. The letter must explain the amount that a person has to pay to keep their car. The lender has to give the borrower at least 10 days to pay off the debt before repossessing the car.

Lenders are able to sell the car in order to cover the cost of the loan and interest. However, if the proceeds do not cover all of the costs, then the borrower is required to pay the remaining balance.

Benefits of Car Title Loans

There are many reasons people decide to get title loans in Rexburg. People love the fact that they can get the money that they need fast. Loan applications are processed quickly, and people are often able to get their money within 24 hours or less.

There are also minimal requirements that have to be met. Most people are approved because no credit check is required. Even though the lender has the title, you can still use your car as usual. Furthermore, a title loan is cheaper than getting a payday loan.